We help South Africans discover, compare and understand short-term, payday and quick online loans from trusted providers. Our goal is to save you time and help you make informed, responsible borrowing decisions.
What we do
Compare lenders on amounts, terms, approval speed and typical requirements.
Highlight options for different situations (urgent approval, bad credit, unemployed with alternative income).
Who we feature
We currently showcase offers from providers such as Lime, PrimeLoans, FinPug, Dengoo, Crezu and LendPlus. Availability and eligibility depend on the lender.
How we make money
Some links are affiliate links—if you click a partner link or take up an offer, we may earn a commission. This supports our work and does not affect the price you pay or our editorial independence.
Editorial principles
Accuracy: we aim to keep information current, but lenders can change terms without notice. Always check the lender’s website before applying.
Independence: commissions do not influence our coverage or rankings.
Clarity: we avoid jargon and explain trade-offs plainly.
Responsible borrowing
Borrow only what you can afford to repay.
Understand total cost: interest + initiation + service fees.
Avoid rollovers; consider early repayment if allowed to save on interest.
We are not a lender
short-term-loans.co.za is a comparison and information website. We do not make credit decisions or collect your loan application documents. Applications are completed on lender websites.
