Terms & Conditions

Short-term-loans.co.za provides informational content and comparison of short-term lending offers in South Africa. We are not a lender and we do not make credit decisions. Any loan you take is a contract between you and the lender.

Eligibility & responsible use

  • Our website is intended for South African residents aged 18+.
  • You are responsible for ensuring any product you choose suits your needs and affordability.
  • We recommend reading each lender’s terms, fees and disclosures before applying.

No financial advice

Information on this site is general in nature and does not constitute financial, legal or tax advice. Consider seeking independent advice before borrowing.

No guarantee of approval or availability

We do not guarantee loan approval, amounts, rates, timing or that any particular lender will offer you credit. Lender criteria may change without notice.

Third-party websites

Links to third-party sites (e.g., Lime, PrimeLoans, FinPug, Dengoo, Crezu, LendPlus) are provided for your convenience. We do not control and are not responsible for their content, policies or practices.

Affiliate disclosure

We may receive a commission when you click a partner link or take up an offer. This does not influence our editorial independence or the information we publish.

Intellectual property

All content and branding on this site are protected by applicable IP laws. You may not copy, redistribute or create derivative works without permission.

Acceptable use

You agree not to misuse the site, interfere with its operation, or attempt to scrape, reverse engineer or access it in a manner not intended.

Limitation of liability

To the fullest extent permitted by law, we exclude liability for any indirect, incidental or consequential loss arising from your use of this site or reliance on its content. Our total liability in connection with the site will not exceed ZAR 1,000.

Indemnity

You agree to indemnify and hold us harmless from claims or losses arising out of your use of the site or breach of these Terms.

Changes to the site and terms

We may modify, suspend or discontinue any part of the site. We may update these Terms at any time; continued use constitutes acceptance of the updated Terms.

Governing law

These Terms are governed by the laws of the Republic of South Africa. Courts of South Africa have exclusive jurisdiction.

Contact

Questions about these Terms? Email support@short-term-loans.co.za.